Zen Legacy Portfolios
Managed EXCLUSIVELY For ZEN ADVISORY PROGRAM CLIENTS
The Zen Legacy Models represent the firm's long-standing portfolio framework and serve as a foundation for long-term portfolio management. These models are used where appropriate across client relationships and reflect a consistent investment philosophy and disciplined process. They are built to create balance, support rebalancing opportunities, and align with client goals over time.
Investment Framework
Zen Legacy Models are built using a size and style approach, with diversification across large-cap, mid-cap, and small-cap equities, growth and value styles, international exposure, and fixed income where applicable. This structure reflects the understanding that different segments lead and lag over time, style cycles rotate, and a disciplined framework creates natural opportunities to rebalance and manage risk.
Allocation Structure
Zen Legacy Models are offered across multiple allocation ranges:
- 60% equity / 40% fixed income
- 70% / 30%
- 80% / 20%
- 90% / 10%
- 100% equity
Allocation selection depends on client objectives and circumstances. A 100% equity version is available where appropriate. Allocation decisions are reviewed over time as client needs evolve.
Model Detail Pages
Each Zen Legacy Model has its own detail page showing current holdings, tickers, and weightings as of a stated date. Holdings may include ETFs from multiple providers, such as Vanguard, BlackRock, and State Street. Holdings and weights may change over time. Tickers may link to third-party fund providers for informational purposes and do not imply endorsement.
Ongoing Management
We actively monitor Zen Legacy Models, rebalance when appropriate, and adjust allocations as client needs evolve. Portfolio decisions are integrated with broader planning considerations, including tax strategy, cash flow needs, and long-term goals. These models are managed strategies, not static allocations.
