Freedom Accounts (Brokerage Accounts )
Available to Zen Advisory Program clients
A brokerage account is a taxable investment account that provides flexibility and access for a wide range of financial goals. We often refer to these accounts internally as Freedom Accounts because the term resonates with clients—these accounts can support goals that go beyond traditional retirement planning and offer a greater sense of financial freedom.
We manage the investments inside brokerage accounts, taking into account their taxable nature and ensuring that holdings are positioned to work efficiently within this type of account. We also help clients decide how much to contribute and when, as circumstances and goals evolve throughout the year, and can help you set up automatic investing to keep the process consistent and hands-off. We commonly use brokerage accounts as bridge accounts for early retirement planning, for mid- to long-term goals, for future events or opportunities, and for investing excess cash beyond what fits in retirement accounts. These accounts also offer additional planning flexibility, including tax-aware strategies that can improve outcomes over time.
Common uses include:
- Bridging income before retirement accounts are accessed
- Funding future life events or large purchases
- Long-term, non-retirement goals
- Investing excess savings beyond cash or CDs
We manage brokerage accounts with the same care and attention as retirement accounts, ensuring they are aligned with your overall financial strategy and used intentionally to support what matters most to you
