About Zen Financial Planning

We founded this firm on a simple principle: independence leads to better advice. As an independent fiduciary, we are not employed by a large financial institution, and we don't answer to product managers or sales targets. We work only for our clients, and every recommendation we make is guided by what serves their goals and circumstances.

We operate with open architecture, which means we are free to evaluate investments, strategies, and solutions from across the industry. We are not limited to a proprietary platform or pushed toward in-house products. This flexibility allows us to build portfolios and plans based on merit, cost-effectiveness, and fit—not corporate incentives.

Being a fiduciary is more than a legal standard. It shapes how we think, how we communicate, and how we make decisions on behalf of the people we serve. It means putting your interests first, being transparent about how we're compensated, and staying accountable for the advice we give.

Our clients tend to be busy professionals, retirees, and business owners who want someone they can trust to handle the complexity and stay involved over time. They value clear communication, thoughtful planning, and the peace of mind that comes from working with someone who knows their full financial picture.

We believe the best client relationships are long-term. We stay engaged, coordinate with your other advisors, monitor progress, and adjust as life changes. Our goal is not to manage a transaction—it's to be a steady, reliable partner as you work toward what matters most.

This is how we think an advisory firm should operate. Independent. Fiduciary. Focused on you.